Shieldz,免费、non-custodial 的加密支付。

Shieldz, a non-custodial crypto payment gateway, $0 fees

Shieldz is a non-custodial crypto payment processor built by Deniz Yanbollu (@dnzynbl) and the LeoKit team. Accept USDC and USDT across Base, Arbitrum, Optimism, Polygon, and Ethereum, plus native Bitcoin and shielded Zcash, with $0 platform fees and no KYC to start. For direct settlement, payments go straight from your buyer's wallet to your own, and Shieldz only watches the chain and tells you it landed. If a buyer pays in a different coin, the conversion runs through independent, non-custodial swap protocols and the settled token still lands in your own wallet. Either way Shieldz never holds your money, never asks you to connect a wallet or approve a token, and never asks for your seed phrase or private key, so it cannot drain or freeze your funds.

What is a crypto payment gateway?

A crypto payment gateway lets a business accept cryptocurrency and reliably receive what it is owed. Most gateways are custodial: they take the payment into their own accounts, deduct a fee, and pay you out later on their own schedule, which means a balance that can be frozen and a provider that can change its terms. Shieldz is different. It is non-custodial, so payments are never pooled with a third party. The buyer pays to an address that belongs to you, Shieldz confirms the payment on-chain, and the money is already yours. There is no withdrawal step, no payout delay, and no platform cut.

How Shieldz works

You give Shieldz a public receiving key or wallet address. For each order it derives a payment address that belongs to you, shows your customer a hosted checkout, watches the blockchain, and notifies your server the moment the payment settles with a signed webhook. If the buyer pays in a coin other than your settlement token, the conversion runs through independent, non-custodial routing (NEAR, Chainflip, and Relay via the LeoKit aggregator) and the final stable token still lands in your own wallet. You can integrate in three ways: a hosted checkout with no code, a Stripe-style REST API with official SDKs for Node, Python, Rust and PHP, or a free WordPress plugin for WooCommerce, Easy Digital Downloads and GiveWP.

Accept crypto anywhere you sell

Shieldz fits online stores, digital products, subscriptions, donations, freelance invoices, and tip jars. The same keyless engine also powers AI agents: an agent can turn a wallet address into a working payment link or tip jar in a single call over the Model Context Protocol, with no account and no API key. Buyers pay with Bitcoin, USDC, USDT, Ethereum, Solana, Litecoin, Dogecoin, shielded Zcash and more, and you settle to a stable asset like USDC on the chain you choose. Because settlement is final and on-chain, there are no chargebacks and no card-network fees.

Common questions

Is it really free? Yes. There is a $0 platform fee on every payment. You pay only the coin's ordinary network gas, and for pay-with-any-coin the underlying swap protocol charges a small spread that Shieldz never takes.

Is it safe and non-custodial? Yes, and it is verifiable. Shieldz only ever stores a public receiving key, an extended public key, or a view-only key, so it can watch and derive addresses but can never sign, spend, or freeze your funds. You can confirm this yourself on the verify page.

Do I need to sign up or pass KYC? No. You can create a keyless payment link or tip jar from just a wallet address, and claim a full merchant dashboard later if you want one.

Key facts

Pages

Build with Shieldz (open-source)

接受加密货币,每一分都归你。

付款直接从买家的 wallet 进入你的 wallet, Shieldz 从不经手资金。 没有手续费,没有 chargeback,没有人能冻结你的账户。60 秒即可开始。

免费开始 $0 查看 API 文档

12 条收款通道 · 我们从不保管你的资金 · 无需 KYC 即可开始

我们从不经手资金

买家的 wallet

他们可从 12 条支持的通道中任选一条付款。

你的 wallet

资金直接到账。没有中间账户。

Shieldz 只负责路由交易;无法保管、冻结或抽取你的资金。
实时体验 {{ tiModeLabel }}

立即创建一张真实发票。

粘贴一个收款地址,设定金额,看着一笔付款直接回到你的 wallet。

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Read-only, no signature, no app to connect, we never move your funds.

你的实时发票、二维码、支付链接和结算状态会显示在这里。
S
Shieldz Pay
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Amount
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付款至 {{ tiAddrShort }}
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扫码,或分享支付链接。
领取此链接 →

买家用任意 wallet 付款, MetaMask · Phantom · Rabby · Zashi · Sparrow , anything that speaks BIP-21 / ZIP-321 / EIP-681.

现状

卡支付体系生来就是为了抽成、占用你的钱。

每个卡支付处理商都抽成 2–6%, sits on your payouts for days, and can freeze or ban you on a whim. Chargeback let a buyer take the product and claw back the cash. And if you sell anything they don't like, you're out, no appeal.

加密货币本该解决这个问题。但大多数"加密支付服务"只是重建了同样的陷阱:托管你的资金、抽取百分比,并让你按他们的时间表提现。

Shieldz 不持有任何东西。

诚实的答案

它到底为什么免费?

因为我们从不经手资金。一笔 Shieldz 付款从买家的 wallet 直接进入你的 wallet;我们只是观察链上情况,并告诉你款项已到。没有可抽成的余额,没有可拖延的结算,没有可冻结的账户。

我们不抽取你付款的任何比例,你保留 100%。免费账户会在资金到账时于"支付已确认"页面展示一张简短的赞助卡片;这用于支付我们的服务器和节点。 想要无品牌的 checkout?Pro 每年 $99,关闭广告。

100%
买家发出的每一单位都归你。
你只需支付网络的 gas 费, the same one you'd pay sending crypto anyway.

工作原理

60 秒内上线。

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商家为何转用

卡支付永远给不了你的一切。

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Settlement

最终结算,
不到一秒。

Webhooks 确认链上转账,Shieldz 校验金额、收款方、token 和引用,然后发票更新为: SETTLED 并附最终收据。

0.8s
Update
$0.0007
网络费
SETTLED
State
12 rails
Coverage
S
Shieldz Pay
INV-8F20
SETTLED
收到金额
$128.50
Webhook
0.0s
Validation
0.4s
Invoice
0.8s
Checks
{{ c.label }}
{{ c.value }}
收据
Final

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对比

你今天在付的,对比 Shieldz。

对比卡支付处理商

Capability
卡支付处理商
Stripe / PayPal
Shieldz
Non-custodial
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对比其他加密支付服务

Capability
其他加密支付服务
Coinbase Commerce、BitPay…
Shieldz
Non-custodial
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{{ row.us }}

诚实说明: 你不需要 4,000 种长尾资产来收款,也不值得为此把你的 custody 交给其他服务。

适合谁

为银行不断拒绝的人而打造。

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十二条收款通道

人们真正用来付款的资产。

BTC, shielded Zcash, and USDC/USDT across five chains. Buyers pay what they hold; you settle to one token.

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Infrastructure

建立在永不休眠的网络之上。

在幕后默默路由并结算每一笔付款的网络与工具。

LeoKit

路由、settlement 和 wallet 工具,每一笔 Shieldz 付款背后沉默的支柱。

开发者

像 Stripe 一样的 API,但没有抽成。

创建一张发票,把客户引导到 hosted checkout,付款后收到一个签名的 webhook。Keys、webhooks、idempotency,把枯燥的事情做对。

查看文档
create-invoice.sh
POST /api/v1/invoices
{
"amount_usd_cents": 4999,
"memo": "Pro plan"
}
{ "pay_url": "https://shieldz.cash/pay/…", "status": "pending" }

价格

一种价格。永久免费。

$0 / forever

在全部 12 条通道上无限量的发票、打赏、捐赠和众筹,永远没有交易手续费。

免费开始

FAQ

你的疑问,已解答。

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探索 Shieldz 世界

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Shieldz Non-custodial · Feeless

别再为自己的收入付租金。

ShieldZ

保留 100%,掌控你的资金,下一分钟就开始收加密货币。

© 2026 Shieldz · 无手续费 · Non-custodial · 没有 chargeback,我们从不经手资金。